Hello! We at HagDos PF Services & Consulting are here to help you with everything related to your Employee Provident Fund (EPF).
Think of your PF account as your personal savings box for the future. You and your employer both put money into it. This money helps you when you retire, or if you need it for big moments in life like building a house or for a medical emergency.
But, the rules for this savings box can be very confusing. The forms are complicated, the websites are hard to use, and a small mistake can get your money stuck.
Our job is to be your expert friend in this process. We handle all the difficult work for you, talk to the right departments, and make sure you get your money and your account is always perfect. We speak in simple language you can understand.
Here is a clear, section-by-section guide to all the services we provide for you, the PF account holder.
1. Getting Started & Managing Your Account
This is all about setting up your account, making sure it’s yours, and keeping an eye on your savings.
| Service We Provide | Simple Explanation (What it means for you) | When You Might Need This |
| UAN Activation | Your UAN is your “master key” for all your PF accounts. We help you turn this key on for the very first time. | When you get your first job and your first salary slip. |
| EPF KYC Services | KYC means linking your Aadhaar, PAN Card, and Bank Account to your PF. Without this, you cannot take out any money. We do this for you. | This is the first thing you should do after activating your UAN. |
| EPF E-Nomination | This is where you officially tell the EPFO, “If anything happens to me, please give my PF money to this person (like your spouse, child, or parent).” | You should do this immediately after your KYC is approved. It’s very important. |
| Account Status Check | You’re not sure if your account is active, or if your KYC is approved? We will log in, check everything, and give you a simple report. | When you haven’t checked your account in a long time and want peace of mind. |
| Passbook Download | We help you download your PF “bank statement.” This shows you how much money you have, and how much your employer has put in. | When you want to see your total savings or check if your company is paying your PF on time. |
2. Fixing Mistakes in Your Account (Correction Services)
This is for when your PF records have wrong information. A small mistake can block your money, so fixing it is very important.
| Service We Provide | Simple Explanation (What it means for you) | When You Might Need This |
| EPF Name Correction | Your name is spelled wrong in the PF records (e.g., “Ramesh” instead of “Rmesh”). We get it fixed to match your Aadhaar card. | If your name on your PF passbook is different from your Aadhaar card. |
| Date of Birth Correction | Your birthday is wrong. This is a very serious problem that can stop you from getting your money. We fix it using your official documents. | If your claim is rejected because your Date of Birth does not match. |
| Father’s Name Correction | Your father’s name is spelled wrong or is different from your other documents. We help correct this. | When your KYC is failing or your claim is rejected for this reason. |
| Date of Exit / Joining Correction | Your old company put the wrong “last working day” or “first working day.” This can stop you from transferring your money or taking it out. We fix it. | When you try to transfer your PF, but it shows you are still working at your old job. |
| Bank Account Updates | You closed your old bank account and have a new one. We help you update your new bank account details (KYC) so your money goes to the right place. | Before you apply for any withdrawal, if your bank account has changed. |
3. Getting Your Money (Withdrawals & Claims)
This is the most popular service! We help you take your money out, whether it’s a small part or all of it.
| Service We Provide | Simple Explanation (What it means for you) | When You Might Need This |
| EPF Advance Claim (Form 31) | You need some of your money while you are still working. We help you apply for reasons like building a house, medical emergency, marriage, or education. | When you have a big, planned expense (like a wedding) or a sudden emergency. |
| EPF Full & Final Claim (Form 19) | You have left your job and are unemployed for 2 months. We help you withdraw your entire PF savings (your share and your employer’s share). | After you have left a company and your “Date of Exit” is updated. |
| Pension Withdrawal (Form 10C) | This is for your pension money. If you have worked for less than 10 years, you can take this money out as a one-time payment. | When you file your Full & Final Claim (Form 19), you usually file this too. |
| PF Transfer (Migration) | You changed jobs. Your money is stuck in your old PF account. We help you move all your old money into your new PF account. This is very smart. | Every time you change your job, you should do this. |
| Handling Rejected Claims | Your PF claim got rejected? Don’t worry. We will find out why it was rejected (e.g., “KYC not match”), fix the problem, and apply again correctly. | When you get that sad SMS: “Your claim… has been rejected.” |
4. Planning for Your Future (Pension & Retirement)
This is for when you are nearing 58 years old or have retired. This is about getting your monthly pension (like a salary for life).
| Service We Provide | Simple Explanation (What it means for you) | When You Might Need This |
| EPF Pension Claim (Form 10D) | You have worked for more than 10 years and are now over 58. We help you start your monthly pension that you will get for the rest of your life. | As soon as you are about to retire or have crossed 58 years of age. |
| Annual Life Certificate (Jeevan Pramaan) | For pensioners. Every year, you must prove that you are alive to keep your pension coming. We help you submit this “Life Certificate” online. | Every year in November, for all retired pensioners. |
| Pension Scheme Guidance | You have questions like, “How much pension will I get?” or “What happens to my pension after I pass away?” We sit with you and explain everything. | When you are 50+ and starting to plan for your retirement. |
| EPF TDS Services (Form 15G/15H) | If you take out your PF before 5 years of work, the government may cut tax (TDS). We help you file a special form (15G or 15H) to stop this tax, if your income is low. | When you are withdrawing more than ₹50,000 and have worked for less than 5 years. |
5. For Special & Difficult Situations
These are for the most serious and difficult problems, where you absolutely need an expert.
| Service We Provide | Simple Explanation (What it means for you) | When You Might Need This |
| EDLI Insurance Claim (Death Claim) | This is a very important service for the family. If an employee passes away while working, their family gets free insurance money (up to ₹7 Lakhs). We help the family claim this, plus all the PF and Pension money. | This is for the nominee or family member of an employee who has passed away. |
| Assistance with Non-Cooperative Employers | Your old boss is not updating your “Date of Exit” or not approving your KYC. You are stuck. We will contact the company on your behalf to get the work done. | When your old company is not responding to your calls or emails. |
| Online Grievance Filing | Something is badly stuck. Your claim is rejected for no reason, or your employer is not listening. We will file an official complaint for you on the EPFO portal. | When you have tried everything and nothing is working. This is a powerful tool. |
| Missing Contribution Tracing | Your salary slip shows PF was cut every month, but your passbook is empty for those months. This is serious. We will investigate where your money went. | When you check your passbook and see gaps in the payments. |
| Blocked Account Resolution | Your UAN is “Disabled” or your account is blocked. You can’t log in at all. We find the technical problem and work with the EPFO to get it unblocked. | When you see an “Error” or “UAN is Disabled” message on the login screen. |
🧑💼 A Note on Our Services for Businesses (Employers)
While we help employees like you with all the services above, we also help companies stay compliant. We manage their monthly ECR filing (the report of all employees’ PF), register their Digital Signatures (DSC), and make sure they follow all the government’s rules. This helps you, because when your company is compliant, your PF is always safe and on time.
How We Work: Our 4-Step Simple Process
- Step 1: You Talk, We ListenYou first call us or visit us. You tell us your problem in your own words. We listen carefully and then tell you the best solution.
- Step 2: We Collect Your DocumentsWe tell you exactly which documents you need (like your Aadhaar or Bank Passbook). We help you collect them and make sure they are correct.
- Step 3: We Do All the WorkYou can relax. Our experts will fill all the complicated online forms, submit your application, and track it every day.
- Step 4: Problem Solved!As soon as your work is done (like your claim is “Settled” or your name is “Corrected”), we will call you with the good news. We keep you updated at every step.
At HagDos PF Services & Consulting, we believe your hard-earned retirement money should be safe, secure, and easy to get when you need it. We are your trusted partner for all your EPF needs.
